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In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support! 

How it works

  1. We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
  2. You can filter by card type and features
  3. Select up to three cards to view a quick comparison

Best Southwest Card Offers

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Southwest

Southwest Airlines Rapid Rewards points are possibly the most user-friendly points out there, so it makes sense that you’d be interested in finding the best Southwest credit card. While other points currencies are best used on partner airlines or transferred between programs when you earn Rapid Rewards, you’ll almost certainly redeem them on Southwest. Because their value is nearly constant across all routes, you won’t have to worry about whether you could be getting more for your points. Add that Southwest carries the largest capacity of domestic passengers in the United States, and it becomes clear that knowing how to earn Southwest points can save you a lot of money.

Here are the best Southwest Airline credit card offers available today:

Southwest® Rapid Rewards® Performance Business Credit Card

Earn 80,000 points
  • Earn 4x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Upgraded Boarding
Apply Now Securely with Chase | Terms Apply.
If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer. To start, the card has an incredible welcome bonus that could get you over $1,000 worth of travel on Southwest, plus it could get you close to earning the Companion Pass. On an ongoing basis, the card is worth it as well. It has a $199 annual fee but offers 9,000 points per year (which I value at ~$120), plus four upgraded boardings per year, an incredible Wi-Fi benefit, and more. This card should pay for itself for anyone who flies Southwest with any frequency. The Southwest Performance Business Card is exceptional. I would say it’s the single best Southwest Airlines credit card.
Read OMAAT Review >

Earn 4X pts on Southwest® purchases.

Earn 3X points on Rapid Rewards® hotel and car rental partners.

Earn 2X points on rideshare.

Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Learn more from these OMAAT posts:

Foreign Transaction Fee: $0
Annual Fee: $199
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Member FDIC
Earn 80,000 Southwest miles

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Southwest Rapid Rewards® Priority Credit Card

Earn 50,000 bonus points
  • Earn 3x points on Southwest Airlines purchases
  • Earning Southwest Companion Pass
  • Anniversary Bonus Points
Apply Now Securely with Chase | Terms Apply.
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards. For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more.
Read OMAAT Review >

Earn 3X points on Southwest® purchases.

Earn 2X points on local transit and commuting, including rideshare.

Earn 2X points on internet, cable, and phone services; select streaming.

Learn more from these OMAAT posts:

Foreign Transaction Fee: $0
Annual Fee: $149
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC
Earn 50,000 Southwest miles

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Southwest® Rapid Rewards® Premier Business Credit Card

Earn 60,000 bonus points
  • Earn 3x points on Southwest Airlines purchases
  • Earning Southwest Companion Pass
  • Anniversary Bonus Points
Apply Now Securely with Chase | Terms Apply.
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the $99 annual fee is largely offset by the 6,000 point anniversary bonus.
Read OMAAT Review >

Earn 3X points on Southwest Airlines® purchases.

Earn 2X points on Rapid Rewards® hotel and car rental partners.

Earn 2X points on rideshare.

1 point per $1 spent on all other purchases.

Learn more from these OMAAT posts:

Foreign Transaction Fee: $0
Annual Fee: $99
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • Earn 3X points on Southwest Airlines® purchases.
  • Earn 2X points on Rapid Rewards® hotel and car rental partners.
  • Earn 2X points on rideshare.
  • 1 point per $1 spent on all other purchases.
  • 2 EarlyBird Check-In® each year.
  • Member FDIC
Earn 60,000 Southwest miles

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Southwest Rapid Rewards® Premier Credit Card

Earn 50,000 bonus points
  • Earn 3x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Earning Southwest Companion Pass
Apply Now Securely with Chase | Terms Apply.
The Southwest Premier Card is a good mid-range credit card. You’re earning 6,000 Rapid Rewards bonus points per year, and I value those at around ~$80, getting you most of the way to covering the annual fee.
Read OMAAT Review >

Earn 3X points on Southwest® purchases.

Earn 2X points on local transit and commuting, including rideshare.

Earn 2X points on internet, cable, and phone services; select streaming.

Learn more from these OMAAT posts:

Foreign Transaction Fee: $0
Annual Fee: $99
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • No foreign transaction fees.
  • Member FDIC
Earn 50,000 Southwest miles

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Southwest Rapid Rewards® Plus Credit Card

Earn 50,000 bonus points
  • Earn 2x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Earn Southwest Companion Pass
Apply Now Securely with Chase | Terms Apply.
The Southwest Plus Card is a solid entry-level airline credit card. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you. You’ll receive a 3,000 point bonus on your cardmember anniversary every year, and that gets you airfare worth over half of your annual fee. However, beyond that there’s not much benefit to this card, other than if you intend to put spending on the card.
Read OMAAT Review >

Earn 2X points on Southwest® purchases.

Earn 2X points on local transit and commuting, including rideshare.

Earn 2X points on internet, cable, and phone services; select streaming.

Earn 1 point for every $1 spent on all other purchases.

Learn more from these OMAAT posts:

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC
Earn 50,000 Southwest miles

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.